/* ============================================================
   TrueSpark customer site, "Steel" system
   Built to match the TrueSpark Vendor Network render kit (Steel palette).
   The vendor network itself is the reference and is never imported here;
   these are local copies of its tokens so the two surfaces read as one brand.

   Loaded AFTER /css/tsf-6.css. That older sheet still styles the
   pre-qualification modal, so the block directly below remaps its variables
   onto Steel, and the modal recolours without being rewritten.

   Deliberate deviations from the render kit, both for a real reader:
   1. No IBM Plex Mono on any digit. Plex draws a dotted zero, which Kevin read
      as scammy on the money figures. Mono is used for letter-spaced labels
      only. Every number is set in Archivo or Inter with tabular figures.
   2. Accent text on dark panels uses a lifted blue. The render kit puts
      #1d4ed8 on #0b1526, which is about 2.2:1 and unreadable at label size.
      The audience skews older; that has to be legible.
   ============================================================ */

:root{
  /* Steel, softened for the customer side (Logan, Sept 16: "frontier banking,
     safe, secure, legit"). Same hues as the vendor network render kit, less
     saturation and a navy ink instead of near-black, so the two surfaces still
     read as one brand while the consumer page reads calmer. */
  --s-ink:#13223d; --s-ink-2:#4a5872;
  --s-paper:#f4f6fa; --s-paper-2:#e8edf4; --s-white:#ffffff;
  --s-accent:#2f67d8; --s-accent-2:#2554b8; --s-accent-3:#1a3c80; --s-accent-4:#e1eafb;
  --s-on-accent:#ffffff; --s-line:#d8dee8; --s-good:#15803d;
  --s-accent-on-ink:#9dbcff;          /* deviation 2: about 8:1 on the ink */
  --s-display:"Archivo",system-ui,sans-serif;
  --s-body:"Inter",system-ui,sans-serif;
  --s-mono:"Inter",system-ui,sans-serif;  /* Sept 16: IBM Plex Mono removed site-wide; labels are Inter */
  --s-r:28px; --s-r-s:14px;
  --s-gutter:clamp(16px,3.2vw,40px);

  /* remap the legacy sheet's variables so the modal and form pages go Steel */
  --spark:#2f67d8; --spark-dim:#2554b8; --spark-ink:#2554b8;
  --iron:#13223d; --iron-2:#1f3050;
  --ink:#13223d; --ink-soft:#4a5872;
  --concrete:#f4f6fa; --concrete-2:#e8edf4;
  --paper:#ffffff; --line:#d8dee8; --line-dark:#2c3f60;
  --hivis:#9dbcff; --steel:#4a5872;
  --on-dark:#b9c3d6; --on-dark-soft:#9aa6bd;
  --display:"Archivo",system-ui,sans-serif; --body:"Inter",system-ui,sans-serif;
}

/* ---------- base ---------- */
html{scroll-behavior:smooth}
body.steel{margin:0;background:var(--s-paper);color:var(--s-ink);font-family:var(--s-body);
  font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums}
body.steel *{box-sizing:border-box}
body.steel img{max-width:100%;display:block}
body.steel a{color:inherit}
.steel h1,.steel h2,.steel h3{margin:0;font-family:var(--s-display);font-weight:800;
  font-variation-settings:"wdth" 75;letter-spacing:-.02em;line-height:.95;text-wrap:balance;text-transform:none}
.s-shell{max-width:1440px;margin:0 auto;padding:0 var(--s-gutter)}
.s-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- type scale ---------- */
.s-xxl{font-size:clamp(46px,7.4vw,108px);text-transform:uppercase;letter-spacing:-.03em;line-height:.9}
.s-xl{font-size:clamp(38px,5vw,72px)}
.s-l{font-size:clamp(30px,3.4vw,46px)}
.s-m{font-size:clamp(22px,2.2vw,30px);line-height:1.02}
.s-eyebrow{font-family:var(--s-mono);font-size:12px;font-weight:500;letter-spacing:.14em;
  text-transform:uppercase;color:var(--s-ink-2);margin:0}
.s-lede{font-size:clamp(17px,1.45vw,19px);line-height:1.6;color:var(--s-ink-2);max-width:56ch;margin:0}
.s-num{font-family:var(--s-display);font-variation-settings:"wdth" 80;font-weight:800;
  letter-spacing:-.02em;line-height:1;font-variant-numeric:tabular-nums}

/* ---------- notice + nav ---------- */
.s-notice{background:var(--s-ink);color:#ccd5e5;font-size:13.5px;text-align:center;padding:9px 16px}
.s-notice strong{color:#fff;font-weight:600}
.s-nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 0}
.s-brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--s-ink)}
.s-mark{width:46px;height:46px;flex:none}
.s-wordmark{font-family:var(--s-display);font-variation-settings:"wdth" 70;font-weight:900;font-size:27px;
  letter-spacing:-.02em;text-transform:uppercase;line-height:1}
.s-wordmark small{display:block;font-family:var(--s-mono);font-variation-settings:normal;font-weight:400;
  font-size:10px;letter-spacing:.2em;margin-top:4px;color:var(--s-ink-2)}
.s-links{display:flex;align-items:center;gap:28px;font-weight:600;font-size:15px}
.s-links a{text-decoration:none}
.s-links a:hover{color:var(--s-accent)}
.s-phone{font-variant-numeric:tabular-nums}
/* Oct 2 (steel-17): 901 to 960px is the tightest band, the four text links are back and the
   desk number reads (972) 419-4373. A 22px gap keeps the nav on one line there; at 900px and
   below the text links hide and the gap goes back to 28px. */
@media(max-width:960px){.s-links{gap:22px}}
@media(max-width:900px){.s-links{gap:28px}.s-links .s-hide-m{display:none}}
@media(max-width:560px){.s-wordmark{font-size:22px}.s-mark{width:40px;height:40px}.s-links{gap:14px}.s-links .s-phone{display:none}}

/* ---------- pills ---------- */
.s-pill{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;
  padding:15px 24px;font-family:var(--s-body);font-weight:600;font-size:16px;border:1.5px solid transparent;
  text-decoration:none;white-space:nowrap;cursor:pointer;line-height:1.1}
.s-pill--accent{background:var(--s-accent);color:var(--s-on-accent)}
.s-pill--accent:hover{background:var(--s-accent-2)}
.s-pill--ink{background:var(--s-ink);color:#fff}
.s-pill--ink:hover{background:#1f3050}
.s-pill--paper{background:#fff;color:var(--s-ink);border-color:var(--s-line)}
.s-pill--paper:hover{border-color:var(--s-ink)}
.s-pill--ghost{background:transparent;color:#fff;border-color:rgba(244,246,250,.32)}
.s-pill--ghost:hover{border-color:#fff}
.s-pill--sm{padding:10px 16px;font-size:14px}
.s-pill:focus-visible{outline:3px solid var(--s-accent-on-ink);outline-offset:3px}
.s-arrow{font-family:var(--s-body)}

/* ---------- panels ---------- */
.s-panel{border-radius:var(--s-r);padding:clamp(24px,3vw,40px);position:relative;overflow:hidden}
.s-panel--ink{background:var(--s-ink);color:var(--s-paper)}
.s-panel--ink .s-eyebrow{color:rgba(244,246,250,.62)}
.s-panel--ink .s-lede,.s-panel--ink .s-muted{color:rgba(244,246,250,.74)}
.s-panel--accent{background:var(--s-accent);color:#fff}
.s-panel--accent .s-eyebrow{color:rgba(255,255,255,.78)}
.s-panel--accent .s-lede,.s-panel--accent .s-muted{color:rgba(255,255,255,.86)}
.s-panel--paper{background:#fff;border:1px solid var(--s-line)}
.s-muted{color:var(--s-ink-2)}

/* ---------- photo: one grade for every machine ---------- */
.s-photo{position:relative;overflow:hidden;background:var(--s-ink)}
.s-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
  filter:grayscale(1) contrast(1.12) brightness(.92)}
.s-photo::after{content:"";position:absolute;inset:0;z-index:1;mix-blend-mode:multiply;
  background:linear-gradient(180deg,color-mix(in srgb,var(--s-accent) 55%,transparent) 0%,
    color-mix(in srgb,var(--s-accent-3) 70%,transparent) 100%)}
.s-photo::before{content:"";position:absolute;inset:0;z-index:2;
  background:linear-gradient(180deg,transparent 45%,color-mix(in srgb,var(--s-ink) 80%,transparent) 100%)}
.s-photo .s-cap{position:absolute;left:28px;right:28px;bottom:24px;z-index:3;color:#fff;
  font-family:var(--s-mono);font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;opacity:.92}

/* ---------- hero ---------- */
.s-hero{display:grid;grid-template-columns:1.1fr .9fr;border-radius:var(--s-r);overflow:hidden;
  background:var(--s-ink);color:var(--s-paper);min-height:620px}
.s-hero-copy{padding:clamp(28px,4vw,56px);display:flex;flex-direction:column;justify-content:space-between;gap:34px}
.s-hero-copy .s-eyebrow{color:var(--s-accent-on-ink)}
.s-hero h1{margin-top:20px;color:var(--s-paper)}
.s-hero h1 .s-accent{color:var(--s-accent-on-ink)}
.s-hero .s-lede{color:rgba(244,246,250,.78)}
.s-hero .s-lede b{color:#fff;font-weight:600}
.s-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.s-soft{margin:16px 0 0;font-size:14px;color:rgba(244,246,250,.66)}
.s-soft b{color:#fff;font-weight:600}
.s-hero .s-photo{min-height:100%}
@media(max-width:980px){
  .s-hero{grid-template-columns:1fr;min-height:0}
  .s-hero .s-photo{min-height:300px;order:-1}
}

/* ---------- proof facts inside hero ---------- */
.s-facts{list-style:none;margin:26px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 22px}
.s-facts li{display:flex;gap:10px;align-items:baseline;font-size:15px;color:rgba(244,246,250,.86);line-height:1.4}
.s-facts li::before{content:"";flex:none;width:16px;height:16px;transform:translateY(3px);
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5' fill='none' stroke='%239dbcff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
@media(max-width:560px){.s-facts{grid-template-columns:1fr}}

/* ---------- module row ---------- */
.s-row{display:grid;gap:20px;margin-top:20px}
.s-row--3{grid-template-columns:1.25fr .85fr 1fr}
.s-row--3 > .s-panel{display:flex;flex-direction:column;justify-content:space-between;gap:24px;min-height:300px}
@media(max-width:1100px){.s-row--3{grid-template-columns:1fr 1fr}.s-row--3 > :first-child{grid-column:1/-1}}
@media(max-width:700px){.s-row--3{grid-template-columns:1fr}.s-row--3 > :first-child{grid-column:auto}}

/* ---------- estimator (lives on an ink panel) ---------- */
.s-est-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 28px;margin-top:22px}
.s-field label{display:flex;justify-content:space-between;align-items:baseline;gap:10px;
  font-family:var(--s-mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;
  color:rgba(244,246,250,.62);margin-bottom:10px}
/* the live value is a number, so it is NOT mono */
.s-field output{font-family:var(--s-body);font-size:15px;letter-spacing:0;text-transform:none;
  color:#fff;font-weight:600;font-variant-numeric:tabular-nums}
.s-field select{width:100%;font:inherit;font-size:15px;color:#fff;background:#1c2d4b;
  border:1px solid #33476a;border-radius:var(--s-r-s);padding:12px 14px;
  -webkit-appearance:none;appearance:none;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.4L6 6.4L11 1.4' fill='none' stroke='%23b9c3d6' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;background-size:11px 7px;padding-right:38px}
.steel input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:30px;background:transparent;cursor:pointer;touch-action:none}
.steel input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:99px;
  background:linear-gradient(to right,var(--s-accent-on-ink) var(--fill,50%),#33476a var(--fill,50%))}
.steel input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;margin-top:-7px;
  border-radius:50%;background:#fff;border:0}
.steel input[type=range]::-moz-range-track{height:6px;border-radius:99px;background:#33476a}
.steel input[type=range]::-moz-range-progress{height:6px;border-radius:99px;background:var(--s-accent-on-ink)}
.steel input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:0}
.s-est-out{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;
  margin-top:24px;padding-top:22px;border-top:1px solid #2a3c5c}
.s-pay{font-size:clamp(42px,4.4vw,60px);color:#fff}
.s-pay small{font-family:var(--s-body);font-size:17px;font-weight:500;color:rgba(244,246,250,.62);
  letter-spacing:0;margin-left:4px;font-variation-settings:normal}
.s-est-note{font-size:13.5px;line-height:1.55;color:rgba(244,246,250,.8);margin:10px 0 0;max-width:62ch}
@media(max-width:560px){.s-est-grid{grid-template-columns:1fr}}

/* ---------- stat blocks ---------- */
.s-stats{display:grid;grid-template-columns:1fr 1fr;gap:22px 18px}
.s-stat{display:flex;flex-direction:column;gap:6px}
.s-stat .s-num{font-size:clamp(34px,3.2vw,46px)}
.s-stat span{font-size:13.5px;line-height:1.35}

/* ---------- section scaffolding ---------- */
.s-section{margin-top:clamp(56px,7vw,96px)}
.s-head{display:flex;flex-direction:column;gap:14px;margin-bottom:28px;max-width:860px}
.s-head h2 .s-accent{color:var(--s-accent)}

/* ---------- reasons ---------- */
.s-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:900px){.s-grid-3{grid-template-columns:1fr}}
.s-reason{display:flex;flex-direction:column;gap:14px;min-height:250px}
.s-reason .s-index{font-size:44px;color:var(--s-accent)}
.s-reason p{margin:0;color:var(--s-ink-2);font-size:16px}

/* ---------- reviews ---------- */
.s-reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:1000px){.s-reviews{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.s-reviews{grid-template-columns:1fr}}
.s-review{display:flex;flex-direction:column;gap:18px;margin:0}
.s-review:nth-child(n+7){display:none}
.s-stars{color:var(--s-accent);font-size:15px;letter-spacing:3px;line-height:1}
.s-stars .off{color:var(--s-line)}
.s-review blockquote{margin:0;flex:1;font-size:16px;line-height:1.6;color:var(--s-ink)}
.s-review figcaption{display:flex;align-items:center;gap:12px;padding-top:4px}
.s-avatar{width:40px;height:40px;flex:none;border-radius:50%;background:var(--s-accent-4);color:var(--s-accent-3);
  display:grid;place-items:center;font-family:var(--s-mono);font-size:12.5px;font-weight:600;letter-spacing:.02em}
.s-who b{display:block;font-weight:600;font-size:15.5px}
.s-who span{display:block;font-size:13.5px;color:var(--s-ink-2)}

/* ---------- programs ---------- */
.s-programs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:1000px){.s-programs{grid-template-columns:1fr}}
.s-program{display:flex;flex-direction:column;gap:18px}
.s-program .s-cap{margin:0;font-size:15px}
.s-program .s-cap b{font-weight:700}
.s-program ul{list-style:none;margin:0;padding:0;flex:1}
.s-program li{display:flex;gap:12px;padding:7px 0;font-size:15.5px;line-height:1.45}
.s-program li::before{content:"";flex:none;width:16px;height:16px;margin-top:3px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5' fill='none' stroke='%232f67d8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.s-panel--accent.s-program li::before{background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5' fill='none' stroke='%23ffffff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.s-program .s-pill{align-self:flex-start}

/* ---------- process ---------- */
.s-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin-top:36px}
@media(max-width:1000px){.s-steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.s-steps{grid-template-columns:1fr}}
.s-step{padding-top:4px}
.s-step .s-index{font-size:40px;color:var(--s-accent-on-ink)}
.s-step h3{font-size:clamp(22px,2vw,26px);margin:16px 0 10px;color:#fff}
.s-step p{margin:0;font-size:15.5px;color:rgba(244,246,250,.72)}

/* ---------- tools ---------- */
.s-tools{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:800px){.s-tools{grid-template-columns:1fr}}
.s-tool{display:flex;flex-direction:column;gap:14px;text-decoration:none;min-height:240px;
  transition:border-color .15s ease}
.s-tool:hover{border-color:var(--s-ink)}
.s-tool p{margin:0;color:var(--s-ink-2);flex:1}
.s-tool .s-go{font-weight:600;color:var(--s-accent)}

/* ---------- offer ---------- */
.s-offer{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(24px,4vw,56px);align-items:start}
@media(max-width:900px){.s-offer{grid-template-columns:1fr}}
.s-offer-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:26px}
.s-offer-list b{display:block;font-family:var(--s-display);font-variation-settings:"wdth" 80;font-weight:800;
  font-size:clamp(21px,1.9vw,25px);letter-spacing:-.01em;line-height:1.1;color:#fff}
.s-offer-list span{display:block;margin-top:6px;font-size:16px;color:rgba(255,255,255,.84)}
.s-offer-foot{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;margin-top:34px}
.s-offer-foot p{margin:0;font-weight:600;font-size:16px}

/* ---------- faq ---------- */
.s-faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(24px,4vw,64px);align-items:start}
@media(max-width:900px){.s-faq{grid-template-columns:1fr}}
.s-faq details{padding:6px 0}
.s-faq details + details{margin-top:4px}
.s-faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;
  padding:16px 0;font-family:var(--s-display);font-variation-settings:"wdth" 80;font-weight:700;
  font-size:clamp(19px,1.7vw,23px);letter-spacing:-.01em;line-height:1.2}
.s-faq summary::-webkit-details-marker{display:none}
.s-faq summary::after{content:"+";flex:none;font-family:var(--s-body);font-weight:400;font-size:26px;
  color:var(--s-accent);line-height:1}
.s-faq details[open] summary::after{content:"\2212"}
.s-faq summary:focus-visible{outline:3px solid var(--s-accent);outline-offset:4px;border-radius:6px}
.s-faq .s-a{padding:0 0 18px;color:var(--s-ink-2);font-size:16.5px;max-width:64ch}
.s-faq .s-a b{color:var(--s-ink);font-weight:600}

/* ---------- final call to action ---------- */
.s-final{text-align:left;display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:end}
@media(max-width:900px){.s-final{grid-template-columns:1fr}}
.s-final .s-phone-line{margin:14px 0 0;font-size:15px;color:rgba(255,255,255,.84)}
.s-final .s-phone-line a{color:#fff;font-weight:600}

/* ---------- footer ---------- */
.s-footer{margin-top:clamp(56px,7vw,96px);background:var(--s-ink);color:rgba(244,246,250,.72);padding:56px 0 40px}
.s-footer .s-brand{color:#fff}
.s-footer .s-wordmark small{color:rgba(244,246,250,.55)}
.s-foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}
@media(max-width:800px){.s-foot-grid{grid-template-columns:1fr}}
.s-foot-grid h4{margin:0 0 14px;font-family:var(--s-mono);font-size:11.5px;font-weight:500;letter-spacing:.14em;
  text-transform:uppercase;color:rgba(244,246,250,.75)}
.s-foot-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.s-foot-grid a{text-decoration:none;color:rgba(244,246,250,.86)}
.s-foot-grid a:hover{color:#fff}
.s-legal{margin-top:40px;font-size:13.5px;line-height:1.7;color:rgba(244,246,250,.8);max-width:90ch}

/* ---------- sticky mobile bar ---------- */
.s-sticky{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;gap:10px;padding:10px 14px;
  background:rgba(19,34,61,.97);border-top:1px solid #2a3c5c}
.s-sticky .s-pill{flex:1;padding:13px 10px;font-size:15px}
@media(max-width:760px){.s-sticky{display:flex}.s-footer{padding-bottom:110px}}

/* ---------- motion: none that moves on its own ---------- */
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* The legacy sheet pads every <section>. Steel spaces sections itself. */
body.s-home section{padding:0}
body.steel .s-section.s-panel{padding:clamp(24px,3vw,40px)}
body.steel .s-hero{padding:0}

/* ================= Sept 16, round 2 ================= */

/* Hero: the application replaces the photo. White card on the navy panel. */
.s-hero-form{padding:clamp(16px,2.4vw,28px);display:flex;align-items:flex-start}
.s-hero-form #pqInline{width:100%}
body.steel .s-hero-form .pq-veil.is-inline .pq{max-width:none;margin:0;border:0;border-radius:22px;
  background:#fff;color:var(--s-ink)}
body.steel .s-hero-form .pq-body{padding:28px 28px 24px}
body.steel .s-hero-form .pq h2{font-family:var(--s-display);font-variation-settings:"wdth" 80;font-weight:800;
  letter-spacing:-.015em;font-size:clamp(26px,2.4vw,32px)}
body.steel .s-hero-form .pq input,body.steel .s-hero-form .pq select{border-radius:12px}
body.steel .s-hero-form .pq .btn{border-radius:999px;font-family:var(--s-body)}
@media(max-width:980px){.s-hero-form{padding:0 16px 16px}}

/* Hero badges: four equal pills with a check, the same device as the ad cards */
.s-badges{list-style:none;margin:24px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.s-badges li{display:flex;align-items:center;gap:10px;min-height:46px;padding:8px 16px 8px 8px;
  border-radius:999px;background:rgba(157,188,255,.12);border:1px solid rgba(157,188,255,.28);
  color:#fff;font-weight:600;font-size:15px;line-height:1.2}
.s-badges li::before{content:"";flex:none;width:28px;height:28px;border-radius:50%;
  background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3L12.5 5' fill='none' stroke='%232f67d8' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/15px no-repeat}
@media(max-width:420px){.s-badges{grid-template-columns:1fr}}

/* What we write: dotted map fills the dead space */
.s-mapwrap{flex:1;display:flex;align-items:center;justify-content:center;padding:6px 0}
.s-usmap{width:100%;height:auto;max-height:190px}
.s-usmap circle{fill:var(--s-accent);opacity:.55}

/* Funding programs: whichever card you pick is the blue one */
.s-program{background:#fff;border:1px solid var(--s-line);cursor:pointer;
  transition:background-color .2s ease,color .2s ease,border-color .2s ease}
.s-program:focus-visible{outline:3px solid var(--s-accent);outline-offset:3px}
.s-program .s-cap{color:var(--s-ink-2)}
.s-program .s-pill{background:#fff;color:var(--s-ink);border-color:var(--s-line)}
.s-program .s-pill:hover{border-color:var(--s-ink)}
.s-program.is-on{background:var(--s-accent);border-color:var(--s-accent);color:#fff}
.s-program.is-on .s-cap{color:rgba(255,255,255,.86)}
.s-program.is-on .s-pill{background:var(--s-ink);color:#fff;border-color:transparent}
.s-program.is-on li::before{background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5' fill='none' stroke='%23ffffff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
@media(prefers-reduced-motion:reduce){.s-program{transition:none}}

/* Process tile: header centered */
.s-head--center{align-items:center;text-align:center;margin-left:auto;margin-right:auto}
.s-head--center .s-lede{margin:0 auto}
/* headline sits beside the form now, so it runs smaller to stay five lines */
.s-hero h1.s-xxl{font-size:clamp(44px,5.4vw,82px)}
.s-badges li{width:100%;justify-self:stretch}

/* ================= Sept 16, round 3: the form ================= */
/* Modelled on the vendor network apply page: bold label ABOVE a big rounded
   field, a thick progress rail, a soft blue consent box, one full-width pill.
   CSS only. /js/prequal-1.js is byte-identical to production, so the fields,
   steps, validation and payloads are exactly the live site's. */
body.steel .pq-count{font-family:var(--s-mono);font-weight:500;font-size:11.5px;letter-spacing:.14em;
  text-transform:uppercase;color:var(--s-ink-2);margin-bottom:12px}
body.steel .pq-bar{height:6px;border-radius:99px;background:var(--s-paper-2);margin-bottom:24px;overflow:hidden}
body.steel .pq-bar i{height:6px;border-radius:99px;background:var(--s-accent)}
body.steel .pq h2{font-family:var(--s-display);font-variation-settings:"wdth" 78;font-weight:800;
  letter-spacing:-.015em;line-height:1.02;color:var(--s-ink);margin-bottom:8px}
body.steel .pq h2:focus,body.steel .pq h2:focus-visible{outline:none}
body.steel .pq .pq-sub{color:var(--s-ink-2);font-size:15.5px;line-height:1.5;margin-bottom:22px}

/* label above field, no floating */
body.steel .pq-fl{display:flex;flex-direction:column-reverse;gap:7px;margin-bottom:16px}
body.steel .pq-fl label,body.steel .pq-fl.filled label,body.steel .pq-fl:focus-within label{
  position:static;transform:none;transition:none;pointer-events:auto;
  font-family:var(--s-body);font-size:14.5px;font-weight:600;letter-spacing:0;text-transform:none;color:var(--s-ink)}
body.steel .pq-fl input,body.steel .pq-fl select,body.steel .pq input,body.steel .pq select{
  height:auto;min-height:54px;margin:0;padding:14px 16px;border-radius:14px;
  border:1.5px solid var(--s-line);background:#fff;color:var(--s-ink);font-family:var(--s-body);font-size:16px}
body.steel .pq-fl select{-webkit-appearance:none;appearance:none;padding-right:42px;
  background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.4L6 6.4L11 1.4' fill='none' stroke='%234a5872' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 16px center/11px 7px}
body.steel .pq input:focus,body.steel .pq select:focus{border-color:var(--s-accent);outline:3px solid rgba(47,103,216,.18);outline-offset:0}
body.steel .pq input.bad,body.steel .pq select.bad{border-color:#b42318}
body.steel .pq .err{color:#b42318;font-size:13px;margin:-8px 0 12px}
body.steel .pq-gate{border-top:0;margin:26px 0 12px;padding-top:0;font-family:var(--s-display);
  font-variation-settings:"wdth" 80;font-weight:800;font-size:20px;color:var(--s-ink)}

/* consent, like the vendor network */
body.steel .pq-check{background:var(--s-accent-4);border-radius:16px;padding:14px 16px;color:var(--s-ink);
  font-size:13px;line-height:1.5;gap:12px;margin:6px 0 16px}
body.steel .pq-check input{min-height:0;width:20px;height:20px;padding:0;border-radius:6px;accent-color:var(--s-accent)}
body.steel .pq-check a{color:var(--s-accent-2)}

/* one full-width pill */
body.steel .pq .btn{border-radius:999px;box-shadow:none;text-transform:none;letter-spacing:0;font-family:var(--s-body);font-weight:600}
body.steel .pq .btn-primary,body.steel .pq-nav-stack .pq-wide{background:var(--s-accent);color:#fff;width:100%;
  padding-top:17px;padding-bottom:17px;font-size:17px}
body.steel .pq .btn-primary:hover{background:var(--s-accent-2);transform:none}
body.steel .pq-back{font-family:var(--s-mono);color:var(--s-ink-2)}
body.steel .pq-safe{color:var(--s-ink-2)}
body.steel .pq-safe a,body.steel .pq-links a{color:var(--s-accent-2)}
body.steel .pq-choice{border-radius:14px;border:1.5px solid var(--s-line)}
body.steel .pq-choice.sel{border-color:var(--s-accent);background:var(--s-accent-4)}
body.steel .pq-reveal{border-radius:999px}

/* ================= iPhone pass (Sept 16) ================= */
/* Grid children default to min-width:auto, so the form's side-by-side step track
   (three screens wide) forced the hero column to 760px on a 375px phone. */
.s-hero,.s-row,.s-grid-3,.s-reviews,.s-programs,.s-steps,.s-tools,.s-offer,.s-faq,.s-final,.s-foot-grid,.s-est-grid,.s-stats{min-width:0}
.s-hero > *,.s-row > *,.s-grid-3 > *,.s-reviews > *,.s-programs > *,.s-steps > *,.s-tools > *,.s-offer > *,.s-faq > *,.s-final > *,.s-est-grid > *{min-width:0}
@media(max-width:980px){.s-hero{grid-template-columns:minmax(0,1fr)}}
.s-hero-form #pqInline,.s-hero-form .pq,.s-hero-form .pq-viewport{max-width:100%;min-width:0}
body.steel h1,body.steel h2,body.steel h3{overflow-wrap:break-word}

/* pill anchors: body.steel a{color:inherit} was beating the pill colors */
body.steel a.s-pill--ghost{color:#fff}
body.steel a.s-pill--accent{color:#fff}
body.steel a.s-pill--ink{color:#fff}
body.steel a.s-pill--paper{color:var(--s-ink)}

/* iOS zooms the page when a field under 16px takes focus */
body.steel input,body.steel select,body.steel textarea{font-size:max(16px,1em)}
.s-field select{font-size:16px}

/* thumb-sized controls */
.steel input[type=range]{height:44px}
.steel input[type=range]::-webkit-slider-thumb{width:26px;height:26px;margin-top:-10px}
.steel input[type=range]::-moz-range-thumb{width:26px;height:26px}
body.steel .pq-back,body.steel .pq-reveal,body.steel #pqSigClear{min-height:44px;padding-left:12px;padding-right:12px}

@media(max-width:560px){
  .s-shell{padding:0 14px}
  .s-hero{border-radius:22px}
  .s-hero-copy{padding:26px 20px 22px}
  .s-hero-form{padding:0 10px 10px}
  body.steel .s-hero-form .pq-body{padding:22px 18px 20px}
  .s-cta-row .s-pill{flex:1 1 100%}
  .s-panel{border-radius:22px}
  .s-eyebrow{font-size:11px;letter-spacing:.12em}
  .s-notice{font-size:12.5px;padding:8px 12px}
  .s-nav{padding:14px 0}
  .s-est-out{flex-direction:column;align-items:stretch}
  .s-est-out .s-pill{width:100%}
  .s-offer-foot .s-pill,.s-program .s-pill{width:100%}
}
/* keep the last section clear of the sticky bar */
@media(max-width:760px){body.s-home main{padding-bottom:8px}}

/* ================= Sept 16, round 4 ================= */
/* Labels: Logan rejected the monospace label look outright. Inter, semibold,
   gentle tracking. Reads as a label, not as terminal output. */
.s-eyebrow,.s-photo .s-cap,.s-field label,.s-foot-grid h4,.s-foot-h,body.steel .pq-count{
  font-family:var(--s-body);font-weight:600;letter-spacing:.06em}
.s-eyebrow{font-size:13px}
.s-foot-h{margin:0 0 14px;font-size:12.5px;text-transform:uppercase;color:rgba(244,246,250,.62)}
.s-avatar,.s-rep-av{font-family:var(--s-body)}

/* Breathing room: headline to subtext was too tight */
.s-head{gap:20px;margin-bottom:36px}
.s-head .s-eyebrow + h2{margin-top:2px}
.s-hero h1{margin-top:24px}
.s-hero .s-lede{margin-top:4px}
.s-hero-copy{gap:44px}
.s-reason{gap:18px}
.s-reason h3{margin-top:6px}
.s-program{gap:22px}
.s-step h3{margin:20px 0 14px}
.s-offer-list span{margin-top:10px}
.s-final .s-lede{margin-top:6px}
.s-panel h2 + .s-lede,.s-panel h2 + p{margin-top:14px}
.s-tool{gap:18px}
.s-est-note{margin-top:14px}
.s-faq .s-a{padding-top:4px}

/* Contrast on the blue panels: solid white instead of translucent white */
.s-panel--accent .s-eyebrow,.s-panel--accent .s-lede,.s-panel--accent .s-muted,
.s-program.is-on .s-cap,.s-program.is-on .s-cap b,.s-offer-list span{color:#fff}
.s-panel--accent .s-eyebrow{opacity:1}

/* Tools grid now holds a single card */
.s-tools--one{grid-template-columns:minmax(0,1fr)}
.s-tools--one .s-tool{min-height:0}

/* hero r5: stacked badges fill the middle, big CTA */
.s-hero-copy .s-badges{grid-template-columns:1fr;gap:12px;margin:0;max-width:460px}
.s-hero-copy .s-badges li{min-height:56px;font-size:17px;padding:10px 20px 10px 10px}
.s-hero-copy .s-badges li::before{width:34px;height:34px}
.s-hero .s-cta-row{margin-top:30px;align-items:center;gap:14px}
.s-hero .s-cta-big{padding:22px 40px;font-size:20px;min-width:min(100%,340px)}
.s-hero .s-cta-big .s-arrow{font-size:22px}
@media(max-width:640px){.s-hero .s-cta-big{padding:20px 24px;font-size:19px;width:100%}}

/* customer stories */
.s-cases{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.s-case{display:flex;flex-direction:column;gap:22px}
.s-case .s-eyebrow{color:var(--s-accent-on-ink)}
.s-case-h{margin:0;font-family:var(--s-display);font-variation-settings:"wdth" 82;font-weight:800;
  font-size:clamp(26px,2.6vw,36px);line-height:1.08;letter-spacing:-.01em;color:#fff}
.s-case-h span{color:var(--s-accent-on-ink);display:block;margin-top:4px}
.s-case-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:auto}
.s-case-stats--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.s-case-stats div{background:rgba(157,188,255,.1);border:1px solid rgba(157,188,255,.22);border-radius:16px;padding:16px 14px;display:flex;flex-direction:column;gap:6px}
.s-case-stats b{font-family:var(--s-display);font-variation-settings:"wdth" 82;font-weight:800;font-size:clamp(24px,2.4vw,34px);line-height:1;color:#fff;font-variant-numeric:tabular-nums}
.s-case-stats span{font-size:14px;line-height:1.35;color:rgba(244,246,250,.74)}
.s-case-foot{margin:0;font-size:15px;color:rgba(244,246,250,.8)}
.s-case-note{margin:14px 0 0;font-size:13px;color:var(--s-ink-2)}
.s-rev-eyebrow{margin:56px 0 18px}
@media(max-width:900px){.s-cases{grid-template-columns:minmax(0,1fr)}}
@media(max-width:480px){.s-case-stats{grid-template-columns:minmax(0,1fr)}.s-case-stats--2{grid-template-columns:minmax(0,1fr)}}
.s-wins-h{display:flex;align-items:center;gap:14px}
.s-crown{flex:none;width:.9em;height:.9em;color:#e0a526;transform:translateY(-.04em)}
/* 3 client wins across: stats become rows */
@media(min-width:1101px){
  .s-cases{grid-template-columns:repeat(3,minmax(0,1fr))}
  .s-case-stats,.s-case-stats--2{grid-template-columns:minmax(0,1fr);gap:10px}
  .s-case-stats div{flex-direction:row;align-items:center;gap:14px;padding:14px 16px}
  .s-case-stats b{flex:none;min-width:3.4ch;font-size:30px}
}
@media(max-width:1100px){.s-cases{grid-template-columns:minmax(0,1fr)}}
/* brighter client win cards */
.s-case.s-panel--ink{background:linear-gradient(160deg,#3a74e6 0%,#2554b8 100%);color:#fff}
.s-case .s-eyebrow{color:#dfe9ff}
.s-case-h span{color:#cfe0ff}
.s-case-stats div{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.26)}
.s-case-stats span{color:rgba(255,255,255,.9)}
.s-case-foot{color:#fff}
/* line up client win rows across cards */
@media(min-width:1101px){
  .s-cases{grid-template-rows:auto auto auto auto;row-gap:0}
  .s-case{display:grid;grid-template-rows:subgrid;grid-row:span 4;row-gap:22px;align-content:start}
  .s-case-stats{margin-top:0;align-self:start}
  .s-case-foot{align-self:start}
}

/* 404 page */
body.s-404page section{padding:0}
.s-nf{margin-top:20px;display:flex;flex-direction:column;gap:18px;padding:clamp(32px,5vw,72px)}
.s-nf h1{color:var(--s-paper);margin:0}
.s-nf h1 .s-accent{color:var(--s-accent-on-ink)}
.s-nf .s-lede{color:rgba(244,246,250,.78);margin:0}
.s-nf .s-cta-row{margin-top:10px}
.s-nf-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.s-nf-card{display:flex;flex-direction:column;gap:10px;text-decoration:none}
.s-nf-card h3{margin:0;font-family:var(--s-display);font-variation-settings:"wdth" 84;font-weight:800;font-size:clamp(22px,2.2vw,28px);line-height:1.1;color:var(--s-ink)}
.s-nf-card p{margin:0;color:var(--s-ink-2);font-size:15.5px;line-height:1.55}
.s-nf-go{margin-top:8px;font-weight:600;color:var(--s-accent)}
.s-nf-card:hover{border-color:var(--s-accent)}
@media(max-width:900px){.s-nf-grid{grid-template-columns:minmax(0,1fr)}}
body.s-404page .s-nf{padding:clamp(32px,5vw,72px)}
body.s-404page .s-section{padding:56px 0 0}

/* Sept 29: the closing band on the tool pages is ink, so an ink button vanished into it. Use the accent. */
.s-toolpage section.final .btn-primary{background:var(--s-accent);box-shadow:0 4px 0 var(--s-accent-3);color:#fff}

/* Sept 29: pre-qualification screen 1 is two panes that slide sideways (ranges,
   then contact), the same motion as the step track. prequal-5.js. */
.pq-s1{overflow:hidden;margin:0 -6px}
.pq-s1-track{display:flex;align-items:flex-start;transition:transform .42s cubic-bezier(.22,.61,.36,1)}
/* the pane that slid away collapses once the slide ends, so the box fits the pane on screen */
.pq-s1-pane{flex:0 0 100%;min-width:0;padding:0 6px;visibility:hidden;max-height:0;overflow:hidden;transition:visibility 0s .42s,max-height 0s .42s}
.pq-s1-pane.on{visibility:visible;max-height:3000px;transition-delay:0s}
.pq-s1.at-b .pq-s1-track{transform:translateX(-100%)}
body.steel .pq-known{background:var(--s-accent-4);border-radius:18px;padding:18px 18px 8px;margin:6px 0 18px}
body.steel .pq-known-hi{font-family:var(--s-display);font-weight:800;font-size:22px;color:var(--s-ink);margin:0 0 6px}
body.steel .pq-known .pq-sub{margin:0 0 4px;color:var(--s-ink)}
body.steel .pq-known .pq-back{padding-left:0}
body.steel #pqBack1{flex:0 0 auto}
@media(prefers-reduced-motion:reduce){.pq-s1-track,.pq-s1-pane{transition:none}}

/* Sept 29: a closed pre-qual pop-up must not catch taps. Child rules (visible panes, labels with
   pointer-events:auto) were leaking through the hidden veil, so tapping the video on /section-179/
   opened an invisible dropdown. Closed and not inline = nothing inside is visible or tappable. */
.pq-veil:not(.open):not(.is-inline),
.pq-veil:not(.open):not(.is-inline) *{pointer-events:none !important;visibility:hidden !important}

/* Sept 29: short-funnel thank-you (prequal-6). A check that draws itself, then the message. */
body.steel .pq-thanks{text-align:center;padding:10px 0 4px}
body.steel .pq-check{width:88px;height:88px;display:block;margin:6px auto 18px}
body.steel .pq-check circle{fill:none;stroke:var(--s-good);stroke-width:5;stroke-dasharray:227;stroke-dashoffset:227}
body.steel .pq-check path{fill:none;stroke:var(--s-good);stroke-width:6;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:60;stroke-dashoffset:60}
body.steel .pq-step.on .pq-check circle{animation:pqDraw .55s cubic-bezier(.65,0,.35,1) .15s forwards}
body.steel .pq-step.on .pq-check path{animation:pqDraw .35s cubic-bezier(.65,0,.35,1) .6s forwards}
@keyframes pqDraw{to{stroke-dashoffset:0}}
body.steel .pq-thanks .pq-sub{max-width:34ch;margin:10px auto 22px;font-size:17px}
@media(prefers-reduced-motion:reduce){body.steel .pq-check circle,body.steel .pq-check path{animation:none;stroke-dashoffset:0}}